Life Insurance can often be a tricky subject, no one likes to imagine the worst-case scenario, but thinking about life insurance is an important part of taking care of your family. When someone passes away, they can leave in their wake mountains of debt, funeral costs, and bills that are difficult to pay. Life insurance provides a solution for the potential financial burden that may arise in the event of unforeseen circumstances. By obtaining coverage, you can ensure that your loved ones will be supported. The big question that comes into play is deciding which type of life insurance policy to purchase, term or whole life?
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Filing an Insurance Claim After a Hurricane
After a hurricane hits, there can be a large variation in damage to property across a region. Some areas may be completely devastated while others have minimal damage. Although it is a scary and emotional process dealing with post hurricane damage, having flood insurance means you can feel more comfortable that your claim will be handled with care and diligence. Despite the fact that you and your insurance company will work as a team to get you back to where you were before the storm, there are steps that can be taken to make this process go smoothly.
Continue reading “Filing an Insurance Claim After a Hurricane”Is Your Business Covered? What You Need to Know About Business General Liability
There are a couple of business essentials that no company should operate without, and general liability insurance is one of them. You know that it’s responsible to hold a general liability insurance policy, but do you know exactly what coverages it affords? Here’s everything you should know to make sure your business is covered from the unexpected.
What Does General Liability Insurance Do?
General liability insurance, also referred to as commercial general business liability, is an insurance policy designed to help protect your company’s assets by covering the costs and expenses incurred during unexpected accidents.
You can expect your general liability insurance to provide coverage in the following instances:
- Someone gets hurt on your business property
- You or one of your employees causes property damages or injuries to others
- You need to hire a legal defense
- You must pay a settlement after losing a court battle
- You cause damage to the property that you rent from a landlord
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