Introduction
When Florida storm season hits, most homeowners know they have hurricane coverage — but few actually understand what their deductible means.
That “2%” or “5%” you see on your policy isn’t a small number taken off your claim. It’s a percentage of your home’s insured value, which can translate to thousands of dollars out of pocket before your insurance even kicks in.
At Tampa Bay Insurance, we’ve seen how confusing these terms can be for homeowners — especially after a storm. So let’s break down what hurricane deductibles really mean and how they impact your wallet.
Continue reading “Hurricane Deductibles Explained: Why That 2% Isn’t What You Think”






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