Life Insurance can often be a tricky subject, no one likes to imagine the worst-case scenario, but thinking about life insurance is an important part of taking care of your family. When someone passes away, they can leave in their wake mountains of debt, funeral costs, and bills that are difficult to pay. Life insurance provides a solution for the potential financial burden that may arise in the event of unforeseen circumstances. By obtaining coverage, you can ensure that your loved ones will be supported. The big question that comes into play is deciding which type of life insurance policy to purchase, term or whole life?
Continue reading “Life Insurance: Which is Better, Term or Whole Life?”
There are a couple of business essentials that no company should operate without, and general liability insurance is one of them. You know that it’s responsible to hold a general liability insurance policy, but do you know exactly what coverages it affords? Here’s everything you should know to make sure your business is covered from the unexpected.
The holiday season is exciting, festive, but also dangerous. There are many unique holiday hazards that pose extra risks to your home. Don’t overlook the biggest threats in your home, even if they are holiday inspired. Use these tips to help protect your biggest investment and keep your family safe.
The difference between flood damage and water damage isn’t well understood by most homeowners, yet it’s an essential distinction that has the potential to severely limit your ability to recover from a storm or other water incident. Make sure you understand what’s covered and not covered by your insurance when it comes to water and flood damage.
The harsh Florida summer season is almost over, but it will quickly be replaced by hurricane season. Even if you don’t live on the coast, your home is still vulnerable to wind damage, flooding, and other issues caused by natural disasters. Use the following tips to prepare your home and minimize costly damage during this year’s hurricane season. 
You have a homeowner’s insurance policy, but is it enough to cover you in every unexpected situation? If you don’t have a personal article floater, the answer is likely “no”. 
According to the Federal Reserve Bank of New York, 107 million Americans have auto loans, which means that 43% of Americans owe money on their vehicles. This can be dangerous considering that cars depreciate so quickly and leave car owners upside down in their loans. If you owe more on your car loan than your car is worth, you’re certainly not alone, and gap insurance can help.