The holiday season is exciting, festive, but also dangerous. There are many unique holiday hazards that pose extra risks to your home. Don’t overlook the biggest threats in your home, even if they are holiday inspired. Use these tips to help protect your biggest investment and keep your family safe.
Pay Attention to Common Sources of House Fires
What conjures up the image of a cold December night more than a Christmas tree, a warm fireplace, and a scented candle? Unfortunately, all three are common causes of house fires. Make sure an unexpected fire doesn’t play a part in your holiday celebrations by following these tips:
- Only use space heaters in clear, open areas
 - Inspect your fireplace and chimney before its first use of the season
 - Test your home’s carbon monoxide and smoke detectors
 - Don’t leave candles and fireplace flames unattended
 
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The difference between flood damage and water damage isn’t well understood by most homeowners, yet it’s an essential distinction that has the potential to severely limit your ability to recover from a storm or other water incident. Make sure you understand what’s covered and not covered by your insurance when it comes to water and flood damage.
The harsh Florida summer season is almost over, but it will quickly be replaced by hurricane season. Even if you don’t live on the coast, your home is still vulnerable to wind damage, flooding, and other issues caused by natural disasters. Use the following tips to prepare your home and minimize costly damage during this year’s hurricane season. 
You have a homeowner’s insurance policy, but is it enough to cover you in every unexpected situation? If you don’t have a personal article floater, the answer is likely “no”.